Terms and Conditions

Last updated: November 2025

1. Introduction

These Terms & Conditions (“Terms”) govern your use of the Ocean’s Financial Services Pty Ltd website (“the Site”). By accessing or using this Site, you agree to comply with these Terms and our Privacy Policy.

2. General Advice Warning

Ocean’s Financial Services provides general insurance advice only. The information on this Site does not take into account your personal financial situation, objectives, or needs.

Before acting on any information, consider whether it is appropriate for your circumstances and read the relevant Product Disclosure Statement (PDS).

For personal financial advice, we can refer you to a licensed adviser.

3. Ownership and Use of Content

All content on this Site (including text, images, graphics, and logos) is the property of Ocean’s Financial Services Pty Ltd unless otherwise stated.

You may view and print content for personal, non-commercial use only. No part of this Site may be reproduced, modified, or distributed without written consent.

4. Accuracy of Information

While we aim to ensure all information on this Site is accurate and up to date, we make no warranties regarding completeness or reliability. Information is subject to change without notice.

5. Third-Party Links

This Site may include links to third-party websites. These links are provided for convenience and do not imply endorsement. We are not responsible for the content, accuracy, or security of third-party sites.

6. Referrals and External Services

Ocean’s Financial Services may refer you to external professionals or organisations (including financial advisers, mortgage brokers, or accountants). These referrals are provided in good faith, but we are not responsible for the advice or services provided by third parties.

7. Limitation of Liability

To the maximum extent permitted by law, Ocean’s Financial Services and its representatives are not liable for any loss or damage arising from reliance on information contained on this Site or linked resources.

8. Intellectual Property

All trademarks, names, and logos appearing on this Site are the property of their respective owners and may not be used without permission.

9. Governing Law

These Terms are governed by the laws of Queensland, Australia. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts of Queensland.

10. Contact Us

For any questions regarding these Terms or our Privacy Policy, please contact:

E: info@oceansfinancialservices.com.au
A: Gold Coast, Queensland, Australia