Insurances
Life Insurance
Life Insurance is essential in giving you comfort and peace of mind that your family will have support after you have passed away. Give your family financial security knowing they have time to grieve.
We will discuss your needs and review how a life insurance policy can provide support to your loved ones after your gone.
Total Permanent Disability Insurance
TPD insurance pays a lump sum if you become totally and permanently disabled because of illness or injury. It can provide you with financial security, helps to pay of debts, living expenses or any medical cover needed.
Income Protection
Income Protection provides regular payments that replace part of your income if you're unable to work due to illness or an accident. Income Protection pays out until you can either start working again, until you retire, die, or reach the end of the policy term – whichever is sooner.
Child Cover
We all want the best for our kids, especially when it comes to helping to meet the costs of medical care. Child Cover provides up to $200,000 insurance for kids aged 2-18 and will pay a benefit if they suffer from certain serious conditions, or in the event of their death.
Trauma- Crisis Cover
A critical illness or serious injury can make it difficult to continue to work. Trauma insurance can help support you and your family at this time and pay for medical and rehabilitation costs. Trauma insurance, also called 'critical illness' or 'recovery insurance' pays a lump sum amount if you suffer a critical illness or serious injury. This includes cancer, a heart condition, major head injury or stroke. Trauma insurance does not cover mental health conditions.
Business Expense Cover
Business Expense Cover can protect the equipment and machinery you need to stay in business. Having insurance for business assets such as premises, stock, plant, and equipment is often overlooked. Business expenses cover means that the fixed expenses of your business will still be paid even if you cannot work due to injury or sickness.