Empowering You with Insurance Advice You Can Trust.

Helping everyday Australians make informed insurance advice decisions with integrity, respect, and personalised support every step of the way.
At Ocean’s Financial Services, we’re not here to sell, we’re here to guide. With over a decade of experience in the financial services industry, we specialise in helping Australians understand their insurance options with clarity and confidence.
We offer general advice on a range of personal and business insurance advice solutions, and work closely with a network of trusted professionals to support your broader financial needs.
Whether you’re protecting your family, planning for the future, or simply want to better understand your options, we’re here to help, with honest advice and real support.

Insurance Advice

We provide general advice to help you choose insurance that truly suits your needs. Our areas of focus include:
• Life Insurance
• Total & Permanent Disability (TPD)
• Income Protection • Trauma/Critical Illness Cover
• Business Expense Insurance

Claims & Process

Navigating insurance shouldn’t be confusing. That’s why we’re here to guide you every step of the way from understanding your cover to helping you through the claims process. We’ll make sure you feel informed, supported, and in control.

General Advice Backed by Experience and Integrity.

Additional Services (via referral)

Through our professional network, we can refer you to qualified specialists who can assist in:
• Personal Financial Advice
• SMSF Strategy • Property Investment • Wills & Estate Planning
• Chartered Accounting

These services are currently offered via referral, but we’re working towards bringing more of them in-house as part of our future growth.

Mortgages & Finance(via referral)

While we don’t provide mortgage or lending advice directly at this time, we can connect you with our trusted finance partners to assist with:
• First Home Buyers
• Refinancing
• Investment Loans
• SMSF Lending
• Business & Commercial Finance

In the near future, we plan to expand our licensing so these services can be offered in-house.

Free Guide: Understand the Essentials of Insurance.

Want to better understand the differences between Life Insurance, TPD, Income Protection and Trauma cover?

Download our free eBook, “Insurance Guide to Life, TPD, Income Protection & Trauma”, for straightforward, jargon-free explanations to help you make more informed decisions.

Why Choose Ocean’s Financial Services?

Over 11 years of industry experience
Clear, honest and ethical advice
Support that’s personal, not pushy
A trusted network of professionals to assist with your broader financial goals
Focused on education, not selling

Let’s Talk!
Book a Chat.

Ready to take control of your insurance journey? Whether you have questions, want to get started, or need a referral, we’re here to help.

Your Guide to Life, TPD, Income Protection & Trauma Insurance

Understanding insurance doesn’t need to be complicated. Our free eBook breaks down the essentials of Life Insurance, Total & Permanent Disability (TPD), Income Protection, and Trauma Cover, all in clear, simple terms.
You’ll learn:
• What each type of cover means
• How they work
• When they may be relevant to you
• Common terms and what to watch out for

Download Your Free Copy

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